Is CPN - Credit Privacy Number Legal? You've found a website on line that promises that you can create new credit by the use of a "CPN (Credit Privacy Number) - sometimes referred to as a "Secondary Credit Number - SCN". You have terrible credit and a low FICO score. Is this a miracle fix for your bad credit? Read the following article first before you proceed. What Is … [Read more...] about Is CPN – Credit Privacy Number Legal?